Partner
Modern love, practical planning, and the rise of the collaborative prenup.
It wasn’t long ago that prenuptial agreements were considered taboo—something only the wealthy or distrustful pursued. But times have changed. Today, more engaged couples are approaching marriage with open conversations about money, independence, and what it means to plan. Many of them are Millennials, and they’re reshaping how prenuptial agreements are viewed and used.
At Aiello & DiFalco, we’ve seen firsthand how younger couples in New York are embracing prenups as an intelligent, relationship-strengthening tool—not a warning sign of future divorce.
Shifting Attitudes: Why Prenups Are No Longer “Unromantic”
Millennials—roughly those born between 1981 and 1996—are getting married later, with more education, more assets, and more debt. They’ve lived through economic recessions, rising housing costs, and the explosion of the gig economy. As a result, they often see a prenuptial agreement as a practical step in preparing for a life together.
Rather than being unromantic, Millennials often view prenups as an extension of the transparency they value in their relationships. Open conversations about money, boundaries, and expectations are common in modern partnerships—and a prenup simply puts those values into writing.
A recent survey by the American Academy of Matrimonial Lawyers found that more than half of family law attorneys reported an increase in millennial clients seeking prenuptial agreements in recent years. It’s clear this generation is shifting the narrative.
What Millennial Prenups Often Include
Millennial couples are approaching prenups with a fresh lens—and a different set of financial realities.
Many agreements include:
- Student loan debt: Determining that each spouse will remain responsible for their own educational debt
- Digital assets: Addressing ownership of cryptocurrency, online businesses, or social media accounts
- Entrepreneurship protections: Setting expectations around ownership stakes in startups, side hustles, or freelance income
- Shared property planning: Outlining how real estate or co-purchased items will be handled if the relationship ends
- Family wealth or inheritance provisions: Ensuring family gifts and inheritances stay separate unless otherwise agreed
Some Millennials also include unique clauses—like who keeps the dog or how to approach future disputes through mediation instead of litigation. These aren’t legally enforceable in every situation, but they reflect how personalized and thoughtful modern prenups have become.
The Role of Timing and Communication
One significant difference in how Millennials approach prenups is timing. Rather than waiting until the last minute, many couples begin the conversation early in their engagement—or even before it. This gives both parties the time and space to think through the agreement without pressure.
It’s also common for both partners to have their attorneys, which supports fairness and helps avoid future claims of coercion. The process becomes less about “protecting assets from each other” and more about planning how to build a life together with clarity and mutual respect.
For many couples, the prenup process feels similar to combining insurance, estate planning, or financial planning. It’s one more step toward building a stable foundation.
How Aiello & DiFalco Helps New York Couples Create Modern Prenups
At Aiello & DiFalco, we work with individuals and couples throughout New York who want their prenup to reflect modern values and priorities. Whether you’re bringing significant assets into the marriage or simply want to establish financial clarity from the start, we can help you create a custom agreement that supports your goals.
We focus on:
- Transparent drafting with clear language
- Ensuring both parties feel heard and supported
- Accounting for new and emerging asset types
- Preparing agreements that are fair, enforceable, and built to last
Your relationship deserves thoughtful planning—and we’re here to guide you through it with care and professionalism.
Start the Conversation With a New York Prenup Attorney
Whether you’re recently engaged or already planning your future together, now is a great time to start the prenup conversation. At Aiello & DiFalco, we help couples across generations turn mutual respect into a solid prenup. Call us today to get started.